Your credit cards maxed out keeping things afloat. So you went and got a quick loan — easyfinancial, Fairstone — to stop the bleeding. Now you're drowning in debt you can't pay back. Bi-weekly payments are absurd. It's sinking your credit. You NEED a way out — and our calculator tells you in 60 seconds how likely you are to find one.
Our program is currently available to Ontario and Alberta homeowners.
Pick whichever feels closest. We'll customize from there.
Our program is for Canadian homeowners — your equity is the key.
A best guess is fine — we'll confirm later with an appraisal.
Total of any existing mortgages on the property.
It's okay if it's rough — we approve based on equity, not score.
Including everything you'd want to pay off and any cash on top.
This helps us prioritize your file.
Where should our specialist call you with your personalized plan? Your final number gets locked in on the call.
The remaining 13% comes down to details we can only confirm by phone — your income, the best lender match for your file, and exact rate options.
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your number
A Pineapple Financial mortgage specialist is reviewing your file and will call within the next 5 minutes. Please pick up — that call locks in your final qualification.
I recently worked with a client who had a 545 credit score, mountains of CRA debt, an active Fairstone loan, and a stack of unpaid credit cards. By every traditional metric, the banks said no.
I got him a rate he thought he'd never see.
Here's what makes the difference: I compete every lender in our network against each other until we land you the best rate possible. Banks won't do that. Most brokers can't. I do — for every client, every file.
No bank lines, no judgment, no paperwork piles. Our team puts your file in front of lenders who will fight for it.
Spend 60 seconds answering a few questions. Our calculator instantly tells you how likely it is you'll have the cash you need to wipe these debts out.
We put your file in front of our private and alternative lender network — they look at your business revenue, home value, and the person behind the credit score, then fight for the lowest rate.
Typical funding in 9–14 days. Your CRA debt, Fairstone loan, and credit cards are paid off — replaced with one simple, lower monthly payment.
"$84,000 to CRA, a Fairstone loan, two maxed-out cards, and a 538 credit score. Three brokers turned me down before I called Jeykethan. His team saw the potential in my situation and didn't turn a blind eye like most. They got me a full deal closed in 9 days. I'm clean with CRA for the first time in three years."
"I took the easyfinancial loan thinking I'd buy myself time. Two years later I was paying $1,400 every two weeks just to stay afloat — on top of my actual mortgage. They pulled me out with one new mortgage that's $2,100 less per month than what I was bleeding."
"My lender filed power of sale on me in March. I had 38 days. They had a new private mortgage funded on day 27 — paid out my old lender, paid down CRA, and saved my house. They did what no one else even pretended to try."
Sixty seconds. No credit check to apply. Our calculator tells you immediately how likely you are to qualify. Don't waste another bi-weekly payment.
See If I Qualify