Canadian homeowners are using their home equity to wipe out high-interest credit cards, loans, and tax debt — cutting monthly payments by up to $2,000. See if you qualify in 60 seconds. No credit check to apply.
We work with homeowners across Canada.
Pick whichever feels closest. We'll customize from there.
Our program is for Canadian homeowners — your equity is the key.
A best guess is fine — we'll confirm later with an appraisal.
Total of any existing mortgages on the property.
It's okay if it's rough — we approve based on equity, not score.
Including everything you'd want to pay off and any cash on top.
This helps us prioritize your file.
Where should our Canadian mortgage specialist call you with your personalized plan?
A Canadian mortgage specialist from our team will call you in the next 5 minutes to review your situation and lay out your options — no pressure, no obligation.
No bank lines, no judgment, no paperwork piles. Our team does the heavy lifting.
Spend 60 seconds answering a few questions. We'll match you with the right Canadian lender for your file — bank or private.
Your specialist runs the numbers and shows you exactly how much you'll save each month — and how fast we can fund.
Funds typically land in 7–14 days. Your old debts are paid off, and you're left with one simple, lower monthly payment.
"We were drowning in credit card debt after my husband lost his job. The bank wouldn't even look at us. Break Free found a lender in 4 days and we saved $1,840 a month. I cried."
"I was 3 payments behind on my mortgage and had a power of sale notice. They funded a new first mortgage in 9 days. I still own my home. No exaggeration — they saved my family."
"Owed $62k to CRA on top of two credit cards. My credit was a 540. They got it done. One payment, way lower, and I'm finally getting my head above water."
Sixty seconds. No credit check to apply. No obligation. See what's possible.
See If I Qualify